People in the Republic of China start by building a top power

Chapter 393

Liu Jingfu was stunned for a moment, then remembered what happened in Jinling City recently, and suddenly realized.

“Old Li, it seems that you have a great responsibility this time!”

Liu Jingfu and the others naturally heard about some things in Jinling City during this period, such as the disrepute of the Kong family, what Fatty Kong was referring to, and so on.

“Old Liu, the industrial park needs you to temporarily protect it.”

Liu Jingfu did not refuse. The industrial park is of great importance to the military, and there is absolutely no room for failure.

“Don’t worry! I’m here in the industrial park!”

Li F nodded, and immediately said solemnly: “Communications staff officer, record the order!”

Li �F paused for a moment before continuing: “I ordered the entire army to prepare overnight tonight, and leave on time at seven o’clock tomorrow morning. The target is Jinling. Be sure to arrive in Jinling before three o’clock tomorrow afternoon!”

……………………………………………………………

Inside Jinling City, Shanghai Road

Today’s Shanghai Road can be described as crowded and crowded.

Looking around, in addition to the dense crowd, it is still a crowd.

Today is January 9th, the day when banks under Huayin Group opened in various places.

The headquarters of Huayin Bank, a subsidiary of Huayin Financial Corporation, is located on the lonely Shanghai Road.

In later generations, Shanghai Road is synonymous with prosperity, no matter what school or what, it means that this is the place of prosperity.

But that was eight or ninety years later. Today’s Shanghai Road is synonymous with poverty and backwardness in Jinling City.

In today’s Jinling City, only Xuanwu District, Qinhuai District and other areas are prosperous. As for the north direction of Jinling City, that is, Shanghai Road in Beicheng District, it is not prosperous.

The reason why Fang Shanming placed Huayin Bank’s headquarters in a less prosperous place on Shanghai Road is more of a definitional consideration.

Fang Shanming initially considered placing the bank’s headquarters in prosperous places such as Qinhuai District or Xuanwu District, but after carefully reading Su Yun’s requirements for Huayin Bank and the business it was implementing, he decided to place the bank’s headquarters on Shanghai Road.

Huayin Bank’s target audience is not capital, but ordinary people.

There are many people in the country, and there are many rich people, but more of them are ordinary people. Fang Shanming can predict that Huayin Bank will become the bank of choice for the common people in the future.

On Shanghai Road, it is more close to the people, and there is no gap between the rich and the poor.

The opening of Huayin Bank has not only attracted many people, but also reporters from major newspapers.

For them, getting first-hand news is what they need most.

Qin Shixue is a reporter in a newspaper office. He already knew the news that Huayin Bank would open today, and he got up at 6:30 in the morning to get the first-hand news today.

It was only 7:40 when I simply washed and ate and came to Shanghai Road.

There are a few snowflakes falling from the sky today, the weather is very cold, and the sky is only bright.

But even so, when Qin Shixue came here, he was also caught here.The scene was stunned.

Looking around, there are crowds of people everywhere, and it is not difficult to see from the clothes on them that they are ordinary people.

“‘ ‘Is there too many people? You can’t even see the head at a glance!”

Qin Shixue’s partner saw this scene and opened his mouth in surprise.

“Don’t be stunned, take pictures quickly, this is big news!”

Qin Shixue looked at the sky and said with a sideways glance at his partner.

At the moment, the sky is twilight, and the light for taking pictures is relatively poor, but he knows that this is the best news material, and in more than ten minutes, the sky should be completely bright.

The partner immediately picked up the camera to take a picture of the crowded scene, and reporters from many other newspapers were also doing the same thing.

After taking pictures for a while, the sky became brighter again. Qin Shixue looked behind him again. It was less than 20 minutes, and there were countless crowds behind him.

Looking at an employee in Shengqing Restaurant’s overalls, Qin Shixue was a little stunned.

“Hello! I’m a reporter from Jinling Morning News, can I interview you?”

Qin Shixue has entered a state, and now the headquarters of Huayin Bank has not yet opened. According to their previous propaganda, it will open at 8:30 this morning. Now they can interview passers-by and get public materials.

Chapter 397: High APR

“Reporter? Why are you interviewing me?”

The employee of Shengqing Restaurant asked with a grin.

Qin Shixue couldn’t help but smile when he saw this scene.

“Look at your clothes, are you an employee of Shengqing Restaurant under Huayin Group?”

Qin Shixue looked at him and asked.

“Aren’t you talking nonsense? In this Jinling City, other than our Shengqing Restaurant will wear such work clothes, who else’s work clothes are so good?”

The man said and shook the padded clothes on his body, which made Qin Shixue smile.

This person is right. There are many domestic companies, but Huayin Group has the best treatment.

Not only salary and benefits, but even work clothes are not comparable to other companies.

For example, the work clothes on this Shengqing Restaurant employee are made of cotton on the outside and silk on the inside.

“Did you come to Shanghai Road today to save money?”

Qin Shixue continued to ask questions, the man looked at Qin Shixue like a fool.

“Are you really a reporter?”

The employee looked at Qin Shixue with a strange expression and asked.

“I don’t think anyone would pretend to be a reporter, right?”

Qin Shixue felt a little inexplicable.

“Are you reporters so stupid? Why didn’t you come here so early to save money?”

Qin Shixue wanted to go underground and was called a fool, but he was speechless.

“Then I would like to ask, what do you think of the annual interest rate proposed by Huayin Bank? Are you satisfied?”

Qin Shixue decided not to delve into this issue, but to ask other questions. As a reporter, the material is the most important.

“That’s definitely satisfying! Our President Su gives us an annual interest rate of 1.75 every year!”

The employee said with a smile on his face.

In fact, what he said is not correct. The annual interest rate of Huayin Bank is not fixed. There are various types of deposit and interest withdrawal, zero deposit and so on.

Under so many types, different types have different annual interest rates, in addition to the number of years.

Three months, six months, one year, two years, three years, five years, etc., the regular time is different, and the annual interest rate is also different.

The 1.75 annual interest rate mentioned by the employee is just the annual interest rate of the fixed deposit and the annual interest rate of 2.75 if it is three years.

This interest rate is very high in this era.

First of all, we need to understand when there is interest in saving money and when it starts.

I don’t know when it started abroad, but in China, it is still a new thing for banks to deposit money with interest during the Republic of China.

Everyone knows that borrowing money requires interest, which has existed since the appearance of the bank.

But saving money in the past not only had no interest, but also charged you a certain amount of management fees and handling fees every month.

After the First World War, Western culture and ideas entered the East on a large scale. At this time, some things from the West were also introduced to the East.

For example, if you save money in the bank, you can get some interest income every year. It’s just that the interest at this time is very low, like a three-year term, the annual interest rate is generally between 0.3-0.45.

[I don’t know the specific data. There is not much information in this area, only a few are found, but the data given are varied, so I can only take a large range of intervals]

Qin Shixue nodded when he heard the words. Indeed, the annual interest rate given by Huayin Bank is indeed much higher than that of other banks, which is why so many people come to support it.

Patriotism is certainly one of the reasons, but what the people ask for is only profit. If there is no profit to be made, or the annual interest rate is lower than other banks, the people will not give up their interests to support.

“Then how much do you plan to save this time, and for how long?”

Qin Shixue continued to ask questions, these materials are very important to reporters, and if they are placed in newspapers, they are big news.

“Hey! I don’t have much, only one hundred and thirty dollars in oceans, let’s save it for a year first!”

The Shengqing Restaurant employee grinned, but Qin Shixue was shocked when he heard the words.

“You saved one hundred and thirty dollars? You have saved all this money. Don’t your family (ajed) need it?”

Qin Shixue was surprised. He was a reporter for the Jinling Morning News. His monthly basic salary plus commission was only 26 yuan, which was considered a high salary in Jinling City.

You have to understand that he is a reporter, and reporters cannot be illiterate. They are all literate people. In this era, they are also high school graduates.

He is a high school graduate, everyWith only twenty-six dollars a month, living in Jinling City is a bit difficult.

If you do the math, he shares the rent with other people in the newspaper office. He has to pay rent, water, electricity, and meals every month. He doesn’t have much money left every month.

“No! I’m a cook at the No. 1 store on Huanghe Road of Shengqing Restaurant. I’m in charge.

The monthly salary plus commission and other benefits are 45 yuan! It is enough for my father and mother to get twenty dollars a month for them.

I myself have no expenses in the company, the company provides food and accommodation, there is a bus to and from get off work every day, and I still save 25 yuan a month! ”

Qin Shixue opened his mouth when he heard the words, and he admitted that he was envious.

I have long heard that Su Yun, the president of Huayin Group, treats employees very well, and that Huayin Group’s employee treatment is among the best in the country, but he doesn’t know much about the specific salary of each position of the following employees.

Now that he heard that a cook earns forty-five dollars a month, and he even pays for food, he is envious.

I only have about twenty-six yuan a month, and I can’t make a few dollars a month, but others need to save twenty-five yuan a month.

Qin Shixue decided not to ask this person. He originally thought that his salary was not that high, at least not higher than himself. Who knows that he is far worse than others.

………………………………..

After the official opening of the Huayin Bank headquarters, the crowd became more crowded, which can be said to be very lively.

But at the moment, the Kong Mansion is cold, especially in this winter, it is even more chilling.

Compared with the prosperity of Huayin Group, the industry of the Kong family is rapidly declining.

Ever since the fishing reel attacked Fatty Kong, the Kong family’s birthday has plummeted, and during this time there has been no business at all.

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